ECOA · FCRA · CFPB-aligned
An AI loan officer that never makes the credit decision.
Borrowers get instant answers to general questions and a guided intake. Every approval, denial, rate, and pre-qualification is routed to your licensed human loan officer — with a full audit trail.
No AI credit decisions
The assistant is blocked — server-side — from approving, denying, pre-qualifying, or quoting rates.
PII redaction
SSNs, DOBs, and account numbers are stripped from every message before it reaches the model.
Immutable audit log
Disclosures, prompts, responses, and every guardrail trip are logged for compliance review.
This tool does not obtain consumer credit reports and is not a commitment to lend. Loans are offered only where the lender and originator are properly licensed. Replace placeholder legal copy in production.